EMPLOYEE BENEFITS &
INSURANCE SPECIALISTS/BROKERS
Over the last few years, employees have been forced to shoulder more of the burden of health benefits, however, as salary increases become scarce, the additional burden of benefits costs are financially draining. Employees are slowly becoming more and more disgruntled.
With your company’s data, we can create quality and cost effective plan types that go beyond the traditional Vanilla and Chocolate. Without any up-front cost or obligation to your firm, we are willing to perform an analysis of your plan(s) and claim history. With the findings from our analysis, we will provide our strategic quality benefit plan designs; which result in substantial and affective cost savings.
When it comes to benefits, employers face a difficult balancing act with potentially conflicting priorities. On the one hand, competition for skilled employees continues to increase. Recruiting and retaining talent is imperative to corporate success and survival. On the other, as the cost of the benefits continue to increase year after year, so does the concern of the financial health of the organization.
At J.T. Worthy Consultants, we are taking different perspectives into account in order to provide employers with better solutions. We find that the need for benefits vary widely according to employee attitudes, region, industry type and demographic characteristics.
INDIVIDUAL
Life Insurance
Long Term Disability
Estate Planning
Buy/Sell Plans
Executive Bonus
Split Dollar
COLI
Non-Qualified RET
Salary Continuation
Employer Paid Products Promote Employee Retention!