EMPLOYEE BENEFITS &
INSURANCE SPECIALISTS/BROKERS
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JT WORTHY CONSULTANTS
| Health Insurance will most likely cover a significant portion of the medical expenses for diagnosing and treating a critical illness. Critical Illness Plans pay an amount in addition to any other insurance coverage, directly to the insured.
A Critical Illness Plan contains limitations, definitions and exclusions that must be understood and utilized correctly. Guarantee Issue limit, Pre-Existing Conditions clause, Criteria for Payment of Benefits, Eligibility Requirements and Rates may vary between insurance companies. We work on our client’s behalf with dozens of insurance carriers. Our objective is to negotiate the strongest Critical Illness plan which pays in the most situations, for the lowest overall rates. We will provide our clients with a full summary and analysis of our findings, as well as a recommendation of the best insurers for your needs.
*Benefit amounts can be purchased in $500 increments.
Coverage is “guaranteed issue” when the participation requirement is met.
*The Spouse or domestic partner is eligible for up to 100% of employee benefit.
*Employer’s premium participation increases guaranteed issue amounts.
*An Annual health screening benefit of $50 is included.
*Full-service enrollment, administration and billing support.
Critical Illness Summary
Critical Illness Highlight
Critical Illness Highlight
Providing Solutions
- CRITICAL ILLNESS
INDIVIDUAL
Life Insurance
Long Term Disability
Estate Planning
Buy/Sell Plans
Executive Bonus
Split Dollar
COLI
Non-Qualified RET
Salary Continuation
Benefit dollars may be used at the discretion of the insured to pay such things as a deductible, coinsurance, bills, living and travel expenses or lost wages.
*Plan pays lump sum benefit in amounts from $2,500 to $200,000.
