EMPLOYEE BENEFITS &
INSURANCE SPECIALISTS/BROKERS
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JT WORTHY CONSULTANTS


VOLUNTARY PRODUCTS
Voluntary benefits are powerful. They protect your employees’ needs and they protect your bottom line - the budget.  Offering benefits on a voluntary basis gives your employees the power to choose from an assortment of products to fit their most important needs. Most importantly it provides this at a low, affordable group rate and at almost no cost to the employer. Your company will receive greater employee satisfaction and retention!
Not all Voluntary Products are the same.  We take pride in simplifying the process for the employer. We will find you the best products, with the most generous underwriting concessions, at the most affordable rates. 
It’s Easy... to offer Voluntary protection!

Enrollment strategies make an impact in participation
Streamlined enrollment process
Online enrollment system
Face to face meetings
Information & tools to empower employees
Guaranteed Issue for all products
Outstanding Support & Service

We will research, analyze, price and compare the benefits from dozens of insurance carriers. Then, the results of our finding will be shared with you, identifying which insurance company’s  best satisfy your objectives.
Voluntary Products Benefit You & Your Employees!




INDIVIDUAL
  Life Insurance
   Long Term Disability
   Estate Planning
   Buy/Sell Plans
   Executive Bonus
   Split Dollar
   COLI
   Non-Qualified RET
   Salary Continuation