EMPLOYEE BENEFITS &
INSURANCE SPECIALISTS/BROKERS
In today's economy, business owners face rising health insurance and benefits costs. This has a great impact on a company’s future competitiveness, profit margins and employee performance. Quality benefits with reasonable cost sharing will significantly help an employer retain and recruit quality employees. Therefore, employers face a delicate balancing act between premium, quality and cost sharing.
Employers need to expand their focus to drive behavioral changes in employees, which benefit both the employee and the organization. Plans need to evolve to better inspire employees and provide them with quality benefits. Let us help support these efforts by taking steps to identify the heath and financial risks employees and their employer face, while providing programs and support tools to help manage them.
INDIVIDUAL
Life Insurance
Long Term Disability
Estate Planning
Buy/Sell Plans
Executive Bonus
Split Dollar
COLI
Non-Qualified RET
Salary Continuation
With almost three decades of experience, J.T. Worthy Consultants(JTW) is uniquely positioned to provide your company with all the necessary resources and intellectual capital required to deliver you the right solutions. You are guaranteed to receive the most competitive rates through our relationships with dozens of leading insurance carriers. We can provide your business with the most competitive models, using your claim history to measure a plan’s risk, cost and performance.
What makes us unique is that we can offer our services on a "result" bases. We have found through many years of experience, that it is not a question of whether we are going to provide our clients with cost savings, but how much will the savings be. As a result, we will front our time and resources without any requirements, fees or cost to your firm. If the savings we provide in our analysis does not meet your expectations, there is absolutely no obligation to continue further.