EMPLOYEE BENEFITS &
INSURANCE SPECIALISTS/BROKERS
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JT WORTHY CONSULTANTS


*Allows employees to select a benefit amount in $50 increments and higher maximums.

*Covers disabilities resulting from accident or sickness.

*Total and Partial Disability benefits are available.

*Income plan pays benefits at 50%, 60% and 70% income levels up to certain maximum.

*Benefit Period options are generally for 13 or 26 weeks.
Providing Solutions


We can help research and provide comparative benefit and rate information from over three dozen insurance carriers for your industry type. Discounted Rates and Guarantee to Issue will be negotiated on your behalf. Insurance company’s financial credit ratings will be provided for your review.
*Groups with as few as 10 eligible employees may qualify.

*Price is based on age and 
total benefit amount.

*Available through payroll deduction.

*Many Insurance Carriers offer expert claim management, full administration, funding
arrangements, EOB’s, Advice to Pay, Coordination of STD and LTD, return to work assistance and customer response units.
Voluntary STD Plans
Voluntary STD Plans Cont.

- SHORT TERM DISABILITY
INDIVIDUAL
  Life Insurance
   Long Term Disability
   Estate Planning
   Buy/Sell Plans
   Executive Bonus
   Split Dollar
   COLI
   Non-Qualified RET
   Salary Continuation